Is your drone insured? This may be a question you?ve never even thought to ask yourself, but since the US has the largest and most diverse aviation community anywhere, there are a lot of things flying around in our skies. A drone insurance policy might be the best way to ensure your investment in a unmanned aircraft isn?t lost. Here?s a few good things to consider before you contact an aircraft insurance broker and make sure you?re covered.
What Kind of Drone Do You Have?
Drones can cost as little as $40 and as much as $2000. Some homeowner or renters insurance policies will cover drones as part of your personal property. However, be aware that the more expensive your drone, the more likely you are to need a specific drone insurance police. If your drone is particularly expensive, general aviation insurance might be the way to go.
What Are the Regulations?
Drones must now be registered, and that means it?s easy to track your drone should it cause damage or violate any of the FAA’s rules. Additionally, different communities are considering their own rules to regulate drones. To limit your liability, consider whether a drone insurance policy might give you peace of mind. It might also put you ahead of the game if your community starts requiring insurance for all unmanned aircraft.
What Are the Risks?
First of all, your drone might simply be damaged. A quick look at drone accident lists will illustrate how easy it can be to lose your machine. If you could insure it for a few dollars a year, wouldn?t that be worth the investment?
Even more seriously, what if your drone injures a person or damages property? Then you could be on the hook for medical bills, personal injury lawsuits, or replacing a street’s worth of electrical lines. Be sure to evaluate your drone insurance policy to find out exactly what your covered for, and what happens if you?re at fault in a drone accident.
Drone insurance can be a great way to protect your investment, limit your liability, and give yourself peace of mind. Why not look for general or aerospace insurance providers in your area and see how much it would cost to get your own drone insurance policy? Then you can fly in peace.
nike air max 1 nike air max 1 nike air max 1